Ripping — Terms of Service

These Terms of Service (the "Terms") are a legally binding agreement between you and 0DTE Holdings, a Wyoming limited liability company, which operates Ripping ("0DTE Holdings," "we," "us," or "our"). They govern all access to and use of our websites, software, platform, tools, models, content, and any other products or services we make available (collectively, the "Services").

The Terms are not a formality. They define:

• What you are allowed and not allowed to do with the Services
• The rights you grant to 0DTE Holdings when you use the Services
• How the work you do here is used to improve our models, and how to opt out
• Important limitations on our liability
• How disputes will be resolved, including binding individual arbitration
• Your responsibilities to the people who use the apps you build, and to us

They cover:

• Your access to and use of our websites, applications, and online interfaces (collectively, the "Site");
• Your use of the Ripping builder, models, preview, editor, and related tools (the "Platform"); and
• Any products, subscriptions, tokens, hosting, domains, content, or services we make available now or in the future (together with the Site and Platform, the "Services").

By accessing or using any part of the Services, creating an account, starting a free trial, buying tokens, or clicking any button or checkbox referencing these Terms (for example, "I Agree," "Sign Up," "Create Account," or similar), you are:

• Acknowledging that you have read these Terms in full;
• Confirming that you understand them; and
• Agreeing to be legally bound by them on behalf of yourself and any business or entity you represent.

If you do not agree to all of these Terms, you are not permitted to access or use the Services in any manner. Your continued access to or use of the Services at any time constitutes your ongoing acknowledgment and acceptance of the then-current version of these Terms.

Please read these Terms carefully before using the Services. If you have any questions about them, you should seek legal advice before proceeding. Please print or save a copy of these Terms for your records.

1. Eligibility & Use

1.1 Minimum Age & Capacity

The Services are intended for adults. By using the Services, you represent and warrant that you:

• Are at least 18 years old (or the age of majority where you reside, if higher);
• Have the legal capacity to enter into a binding contract; and
• Are located in the United States, or accept that you are sending your information to the United States and using a service operated there.

1.2 Use by Minors

If an individual under 18 accesses the Services, they may only do so with the express, verifiable consent and supervision of a parent or legal guardian who is at least 18 and who agrees to these Terms on the minor's behalf. The adult is responsible for everything done under that account.

1.3 Responsibility for Your Account and Your Business

If you use the Services for or on behalf of a business, organization, or client, you represent that you are duly authorized to bind that entity, and that all actions taken on the Services are for that entity. Personal use is permitted; commercial use is expected. Either way, the account holder is responsible for what the account does.

2. Grant of License & Ownership

2.1 Limited License to Use the Site and Platform

Subject to your continued full compliance with these Terms and any applicable order forms or subscription terms, 0DTE Holdings grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable and royalty-free license to access and use the Services for your own purposes and for the purposes of the business you represent.

2.2 No Transfer of Ownership

You acknowledge and agree that:

• The Services, including all software, code, interfaces, graphics, databases, information, models, model weights, system prompts, evaluation data, design systems, starter templates, component kits, and content provided by 0DTE Holdings ("0DTE Holdings Materials"), are protected by intellectual property laws;
• All rights, title, and interest in and to the 0DTE Holdings Materials are owned by 0DTE Holdings or its licensors; and
• You gain no ownership interest in any 0DTE Holdings Materials, even if you customize or configure them for your use, and even where they are copied into a project you build.

Starter templates, component kits, and other 0DTE Holdings Materials that appear in the files of a project you create are licensed to you under section 2.1 for use in that project and in anything you publish from it. That license survives termination for projects you have already exported or published.

2.3 Use Restrictions

Except as expressly permitted in these Terms or in a separate written agreement signed by 0DTE Holdings, you may not:

• Copy, reproduce, modify, adapt, translate, or create derivative works from any 0DTE Holdings Materials, other than the project files generated for you;
• Sell, resell, license, sublicense, distribute, or otherwise make the Services available to any third party, except as part of normal use of the Platform to build and run your own apps;
• Reverse engineer, decompile, disassemble, or attempt to derive source code, models, model weights, system prompts, algorithms, or underlying structures;
• Use the Services, or any output of the Services, to train, fine-tune, evaluate, or improve any machine learning model that competes with the Services;
• Use automated means to extract system instructions, internal prompts, tool definitions, or evaluation data from the Platform;
• Remove or alter any proprietary notices, attribution, or copyright/trademark markings; or
• Use any 0DTE Holdings trademarks, logos, or trade dress without our prior written consent.

3. Your Account, Security & Shared Accounts

3.1 Account Creation

To use most parts of the Services, you must register for an account and provide accurate, current, and complete information. You agree to update your information promptly if it changes.

3.2 Account Credentials

You are responsible for:

• Keeping your login credentials confidential;
• Restricting access to your account; and
• All activities that occur under your account, whether or not authorized by you, including every build that spends tokens.

3.3 No Shared or "Agency" Accounts Without Permission

Unless we explicitly allow it in writing:

• You may not operate your 0DTE Holdings account as an "agency account" that primarily builds, hosts, or manages apps for multiple third-party clients under a single subscription;
• You may not share one account, or one set of credentials, across a team or a client base in order to avoid buying the plans that team would otherwise need;
• We may, in our sole discretion, treat usage patterns suggesting reselling, hosting, or multi-tenant agency behavior as a material breach and either terminate your account or apply a different pricing structure.

Building apps for clients is allowed and expected. Running an undeclared reseller business on one subscription is not.

3.4 Unauthorized Use

If you suspect that your account or password has been compromised, you must notify us immediately at support@getripping.com. We are not liable for losses, including token spend, resulting from unauthorized use of your account arising from your failure to safeguard credentials.

3.5 Confidential Information from 0DTE Holdings

Any non-public information you receive from us (technical, financial, strategic, pre-release features, or user data) must be treated as confidential and used only as permitted by these Terms.

4. Your Prompts, Your Apps & Your Content

4.1 Your Content

You may upload, enter, or create various materials using the Services, including prompts, project names and notes, design settings, images you attach to a brief, the project files the Platform writes for you, and the records created inside the apps you build ("User Content"). As between you and 0DTE Holdings:

• You retain ownership of your User Content (subject to any rights granted to your own customers);
• You own the project files generated for your projects, and may export, publish, modify, and sell what you build with them, subject to section 2.2 for the 0DTE Holdings Materials inside them.

4.2 License to 0DTE Holdings

You grant 0DTE Holdings a worldwide, non-exclusive, transferable, sublicensable, royalty-free license to host, store, process, reproduce, modify, display, and use your User Content for the following purposes:

• Operating and improving the Services;
• Providing support and troubleshooting;
• Security, fraud prevention, and abuse detection;
• Aggregated analytics and service optimization; and
• Training our models, only as described in section 5 and only for the material section 5 permits.

4.3 Projects You Make Public

If you make a project public, share a preview link, or list it for others to remix, you grant 0DTE Holdings and other users a license to view, run, copy, and modify that project for their own use, for as long as it is public. Making a project private again stops new copies; it does not recall copies already made.

4.4 Similar Outputs

The Services are powered by machine learning models. Similar prompts from different customers can produce similar or identical code, structure, and design. Nothing in these Terms grants you exclusivity over any output, and we may generate output for other customers that resembles yours.

5. Using Your Work to Improve Our Models

Ripping trains its own models on the work done here. This is central to the product, so it is worth being exact about it.

5.1 What Is Used

The prompt you wrote, the project context sent with it, and the code the model produced — but only when that turn passed our automatic checks and nothing contradicted it. A build that failed, that you undid, that you regenerated, or that you marked with a thumbs down is not training material. Output from model providers whose terms do not permit training is never used.

5.2 What Is Removed First

Your name and email are not attached; the record carries an opaque account identifier instead. Anything shaped like an API key, password, token, or bearer credential is stripped before storage. Images you attach are not stored with it.

5.3 What Is Never Used

The private data inside your apps and your app's users' records; connected credentials; and anything from an account that has asked to be excluded.

5.4 Opting Out

Email support@getripping.com and we will exclude your account from training. Your apps keep working exactly as before, at the same price.

5.5 Models Are Ours

Models, weights, evaluation sets, and datasets produced through this process are 0DTE Holdings Materials. Contributing training material through ordinary use gives you no ownership interest, license, or royalty in them.

6. Acceptable Use & Prohibited Conduct

You agree not to use (or attempt to use) the Services in any way that is illegal, harmful, or that we deem, in our sole discretion, to be abusive, unethical, or high-risk. This applies both to what you do on the Platform and to what the apps you build do. This includes, without limitation:

6.1 Technical Abuse

• Hacking, probing, or attacking the security, integrity, or availability of the Services;
• Introducing malware, viruses, or harmful code, or asking the Platform to generate it;
• Scraping, crawling, or systematically harvesting data from the Services beyond what is allowed by normal functionality or our explicit written permission;
• Attempting to escape the preview sandbox, reach other customers' projects, or read data you were not granted;
• Framing, mirroring, or improperly re-hosting the Services.

6.2 Intellectual Property and Data Abuse

• Uploading or using content for which you lack necessary rights or permissions;
• Misusing or exfiltrating other users' data;
• Creating deceptive media, or manipulated content that misleads people in ways prohibited by law or regulatory guidance;
• Building apps that impersonate a real person, business, or government body.

6.3 Messaging, Email & "Spam"

If you use the Services, or an app built with them, to send emails, messages, or other communications:

• You must use permission-based lists (recipients must have affirmatively opted in);
• You must include an effective unsubscribe or opt-out mechanism where required by law;
• You must honor unsubscribe requests within applicable legal timeframes;
• You may not send unsolicited bulk email, “spam,” chain letters, or pyramid schemes;
• You must not spoof sender information or conceal the origin or subject of communications;
• You may not use purchased, rented, or scraped email lists.

You are solely responsible for complying with all applicable laws regulating marketing, email, SMS, telemarketing, and consumer protection.

6.4 Content Standards

You may not use the Services to create, publish, or distribute content that is:

• Pornographic, exploitative, or explicitly sexual in nature where prohibited;
• Threatening, harassing, defamatory, or inciting violence;
• Discriminatory or hateful based on protected characteristics where violating applicable law;
• Misleading, materially false, or likely to deceive in violation of advertising/consumer laws.

6.5 Sensitive Data

Unless we explicitly agree in writing and your implementation complies with applicable law and our policies, you must not upload to the Platform, or collect through an app you build here, any:

• Social security numbers, national ID numbers, or similar identifiers;
• Full payment card data (outside of approved third-party payment processors);
• Unencrypted banking or credential information;
• Protected health information or highly sensitive personal data.

6.6 Illegal or High-Risk Business Practices

You may not use the Services in connection with activities that are unlawful, regulated, or reputationally high-risk in our judgment, including but not limited to:

• Illegal drugs or controlled substances;
• Unlicensed gambling;
• Deceptive multi-level marketing or “get rich quick” schemes;
• Intellectual property infringement;
• Money laundering or terrorist financing.

6.7 Abuse of the Builder, Tokens & the Proxy

• Automating prompts to farm tokens, credits, or trial balances, or creating multiple accounts to do so;
• Reselling token balances, proxy calls, or builder access to third parties;
• Circumventing plan limits, daily limits, or rate limits by technical means;
• Using the connection proxy to route traffic that has nothing to do with an app you built here.

We reserve the right, at any time and without notice, to suspend or terminate your access if we believe you are violating these requirements.

7. Privacy & Data Protection

7.1 Privacy Policy

Your use of the Services is also governed by the then-current Ripping Privacy Policy, which is incorporated by reference into these Terms. The Privacy Policy describes how we collect, use, and share personal information.

7.2 Data Inside the Apps You Build

When someone uses an app you built — signs up, saves a record, uploads a file — that data belongs to you and to them. As between you and us, you are the controller of that data and we are a processor acting on your instructions. You are responsible for telling your app's users what you collect and why, and for giving them a privacy notice; the starter code includes one for you to fill in.

7.3 Data Processing Addendum

If required by applicable law (e.g., GDPR, UK GDPR, CCPA, LGPD) and if we act as a processor or service provider for you, a Data Processing Addendum may apply and will form part of the agreement between us.

7.4 Updates

We may update the Privacy Policy and any DPA as permitted by law and our internal policies. Your continued use of the Services after such updates constitutes acceptance.

8. Plans, Tokens, Free Trials & Billing

8.1 Orders & Acceptance

When you place an order for a subscription, token top-up, domain, or other product:

• 0DTE Holdings is not obligated to accept your order;
• We may request additional information or decline the order at our discretion;
• Your order is accepted only when we confirm it or enable access.

8.2 Tokens

• Tokens are the unit of account for work done on the Platform. They are a prepaid balance for services, not currency, not a security, and not property; they have no cash value and cannot be transferred between accounts.
• Your plan includes a monthly token allowance. Additional tokens may be purchased where we offer them.
• A build spends tokens when it runs, whether or not you keep the result. Cost estimates shown before a build are estimates, not guarantees.
• Unused monthly allowance does not roll over unless we say so in the plan.

8.3 Free Trials & Promotional Credit

• Trial eligibility, credit, and duration are defined at the time of signup;
• We may restrict trials or promotional credit to new customers or certain plans;
• If you do not cancel before the end of a trial, the subscription may automatically convert to a paid plan, and your payment method will be charged at the then-current rate.

8.4 Recurring Billing & Negative Option

By subscribing to a plan, you:

• Authorize 0DTE Holdings to automatically charge your chosen payment method (e.g., credit card) on a recurring basis (monthly, annually, or as specified);
• Agree that your subscription will renew automatically unless you cancel in accordance with our cancellation procedures;
• Understand that failure to use the Services does not relieve you of payment obligations.

8.5 Prices & Changes

• All prices are listed in U.S. dollars, unless stated otherwise;
• We may modify pricing or fees at any time. If we do so for your active subscription, we will provide advance notice, and the change will generally take effect at the start of your next billing cycle;
• You may cancel if you do not agree to a price change, but continued use after the effective date constitutes acceptance.

8.6 Cancellations & Refunds

The Refund policy sets this out in full and forms part of these Terms. In short:

• You may cancel at any time from your account settings. Cancellation takes effect at the end of the current billing period;
• Subscription fees for a period already started are not refunded in part;
• Tokens that a build has already spent are never refundable, including where you did not like the result;
• An unused purchased token balance may be refunded at our discretion within 30 days of purchase;
• Domains and other pass-through purchases follow the terms disclosed at the time of purchase and are generally non-refundable once registered.

8.7 Suspension for Non-Payment

If charges cannot be processed or are reversed:

• We may suspend or downgrade your account, restrict access, take published apps offline, alter plan features, or terminate your account;
• You remain liable for all unpaid amounts plus any collection costs, including reasonable attorneys’ fees.

8.8 Limits

Plans carry limits — monthly tokens, a daily spending brake, proxy call allowances, and limits on how many apps may be live at once. We may enforce, adjust, or add limits to keep the Services available and affordable for everyone.

9. Publishing, Hosting & Domains

9.1 Publishing an App

Publishing puts a version of your app on the public internet under our hosting. You decide when to publish and which version is live. Everything in section 6 applies to what you publish, and you are responsible for it as the publisher.

9.2 Hosting, Suspension & Takedown

• We may take a published app offline, with or without notice, if it violates these Terms, creates legal risk, threatens the stability of our infrastructure, or if your account is unpaid or suspended;
• We may cache, copy, and serve your published files through third-party infrastructure in order to host them;
• Availability of published apps is subject to section 15; there is no uptime commitment.

9.3 Domains

• You may connect a domain you already own, or buy one through our registrar partner where we offer that;
• Domains purchased through us are subject to the registrar’s terms and to ICANN requirements, including registration data accuracy;
• Registration and renewal fees are generally non-refundable once processed, and you are responsible for renewing a domain you want to keep;
• If your account ends, you keep the domain, but it will stop resolving to an app we no longer host.

9.4 Your Published App's Users

People who sign up to an app you built are your users, not ours. You are responsible for supporting them, for the promises your app makes to them, and for handling their data lawfully.

10. Your Responsibilities

10.1 Compliance with Laws

You are solely responsible for ensuring that you, your apps, and your business comply with all laws applicable to your activities, including but not limited to:

• Advertising, endorsements, and marketing claims;
• Consumer protection and refund rules;
• Data protection, privacy, accessibility, and security requirements;
• Anti-spam and telemarketing rules;
• Tax collection, reporting, and remittance;
• Intellectual property, unfair competition, and other commercial regulations.

10.2 Your Customers & End Users

You are solely responsible for:

• Any promises, claims, or representations you make to your own customers;
• Providing customer service, refunds, and support to your buyers;
• Your business relationships and disputes with third parties.

10.3 Taxes

You are solely responsible for determining whether taxes apply to your sales or operations, and for calculating, collecting, reporting, and remitting any such taxes — including on money that moves through payment processing you enable inside an app you built. 0DTE Holdings is not responsible for calculating or remitting taxes on your behalf unless we explicitly agree in separate signed terms.

10.4 Reviewing Generated Code Before You Ship It

The Platform writes code on your instruction. You are responsible for reviewing it before you publish it, for testing it against your own requirements, and for the security, accuracy, and legality of what you put in front of other people. Automatic checks in the product reduce obvious failures; they are not an audit and are not a substitute for your review.

11. Disclaimers — No Results or Output Guarantees

11.1 No Performance Guarantees

Every business is different. Your results depend on numerous factors, including your product, pricing, market, execution, and external conditions. 0DTE Holdings does not guarantee any particular revenue, profit, traffic, lead volume, or other outcome arising from your use of the Services.

11.2 No Professional Advice

Unless explicitly stated in a separate written agreement, 0DTE Holdings does not offer legal, tax, financial, security, or professional advice. Any information provided through the Services is for general informational purposes only. You should consult your own professionals before making decisions.

11.3 Machine-Generated Output

Code, text, designs, schemas, and recommendations produced by the Platform are machine-generated. They may be incorrect, insecure, incomplete, non-performant, or unsuitable for your purpose, and they may resemble output generated for other customers. We do not warrant that generated output is free of defects, free of third-party rights, or fit for any particular use.

12. Third-Party Services & Integrations

The Services integrate with and rely on third-party products and services (for example, model providers, hosting and storage providers, payment processors, code hosts, email providers, and analytics platforms):

• Your use of third-party services is governed by those third parties’ terms and policies;
• 0DTE Holdings does not control and is not responsible for the availability, accuracy, security, or performance of third-party services;
• We may enable, disable, replace, or change integrations and underlying providers at any time without notice;
• Credentials you connect are used only to operate your projects, and you are responsible for the permissions you grant them.

13. Voluntary Feedback, Testimonials & Communications

13.1 Feedback & Suggestions

If you submit ideas, feedback, suggestions, or other input concerning the Services ("Feedback"), you agree that 0DTE Holdings may use such Feedback without restriction and without payment or credit to you.

13.2 Testimonials & Reviews

If you voluntarily provide testimonials, reviews, or success stories:

• You grant 0DTE Holdings a perpetual, worldwide, irrevocable, royalty-free license to use, reproduce, and display them (including your name, business name, and general location if provided) in any media for marketing and promotional purposes;
• We may edit for length or clarity without altering the underlying meaning.

13.3 Text Messages & Email

If you provide a mobile phone number or email address and consent to receive communications, you agree that we may send you informational or promotional messages as permitted by law. You may opt out following the instructions we provide (e.g., "STOP" for SMS, unsubscribe links for email). Service messages about your account, your builds, and your billing are not promotional and continue regardless.

14. Compliance & Messaging Laws

If you use any messaging, email, or telecommunication tools in connection with the Services, or build an app that does:

• You must comply with all applicable laws (e.g., CAN-SPAM, TCPA, CASL, GDPR/UK GDPR, CCPA, LGPD, local e-privacy rules);
• You are solely responsible for obtaining any necessary consents from recipients;
• YOU AGREE TO DEFEND AND INDEMNIFY 0DTE HOLDINGS AGAINST ALL CLAIMS ARISING FROM YOUR MESSAGING AND EMAIL ACTIVITIES OR FAILURE TO COMPLY WITH APPLICABLE LAW.

We do not guarantee compatibility or uninterrupted operation of any third-party messaging APIs or platforms.

15. Service Availability, Modifications & Beta Features

15.1 No Uptime Guarantee

While we aim for reliable Services, we do not guarantee:

• Uninterrupted access to the Platform or to apps published through it;
• That the Services will always be error-free or secure;
• That data will not be lost.

You are responsible for maintaining your own backups of critical data. Projects can be exported at any time.

15.2 Changes to Services

We may modify, update, or discontinue any aspect of the Services at any time, with or without notice, and without liability to you. This includes changing which models power the Platform, how much work a given build costs, and which features a plan includes.

15.3 Beta or Experimental Features

If you access features labeled as "beta," "experimental," or similar:

• They may be incomplete, unstable, or insecure;
• They are provided “as is” and may be changed or removed at any time;
• You assume all risks associated with using such features and agree not to hold 0DTE Holdings liable for any issues arising from their use.

16. Disclaimers of Warranties

EXCEPT TO THE EXTENT PROHIBITED BY LAW, THE SERVICES AND ALL 0DTE HOLDINGS MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT;
• ANY WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE;
• ANY WARRANTY THAT DATA OR RESULTS (INCLUDING GENERATED CODE AND OTHER AI OUTPUTS) WILL BE ACCURATE, RELIABLE, SECURE, OR COMPLETE;
• ANY WARRANTY REGARDING UPTIME, RESPONSE TIME, OR AVAILABILITY.

You use the Services at your own risk.

17. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

17.1 Exclusion of Certain Damages

0DTE HOLDINGS AND ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES;
• LOST PROFITS, LOST REVENUE, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION;

ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

17.2 Cap on Direct Damages

IN NO EVENT SHALL 0DTE HOLDINGS' TOTAL AGGREGATE LIABILITY TO YOU AND YOUR BUSINESS FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS EXCEED THE GREATER OF:

• THE AMOUNTS YOU PAID TO 0DTE HOLDINGS IN THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR
• ONE HUNDRED U.S. DOLLARS (US $100).

17.3 Allocation of Risk

You acknowledge that:

• The limitations and exclusions of liability set forth herein are fundamental elements of the bargain between you and 0DTE Holdings;
• 0DTE Holdings would not provide the Services at these prices without these limitations.

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you — but will apply to the fullest extent permitted.

18. Indemnification

To the fullest extent allowed by law, you agree to defend, indemnify, and hold harmless 0DTE Holdings and its owners, officers, employees, contractors, affiliates, and agents from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use or misuse of the Services;
• Your User Content, your prompts, and the apps you build and publish;
• Your business operations and dealings with your customers and your app’s users;
• Your violation of these Terms or applicable law;
• Your infringement or alleged infringement of any third-party right.

We may, at our own expense, assume exclusive defense and control of any matter otherwise subject to indemnification by you; in such case, you agree to cooperate with our defense.

19. Intellectual Property Complaints (DMCA & Similar)

If you believe that content on the Services, including an app published through it, infringes your copyright or other IP rights, you may send us a notice that complies with applicable law (e.g., DMCA in the U.S.) at support@getripping.com. Your notice should include sufficient detail for us to identify and evaluate the allegedly infringing material.

We may, in our sole discretion, remove or disable access to content and take other actions, including terminating repeat infringers' accounts.

20. Third-Party Links

The Site, and apps published through it, may contain links to third-party websites or resources. 0DTE Holdings is not responsible for:

• The availability, content, or accuracy of third-party sites;
• Any damages arising from your use of third-party sites.

Links are provided solely as a convenience and do not imply endorsement.

21. Dispute Resolution, Arbitration & Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS.

21.1 Informal Resolution First

Before bringing any formal dispute, you agree to contact 0DTE Holdings at support@getripping.com and attempt to resolve the dispute informally. If we cannot resolve the dispute within 60 days, either party may initiate arbitration as described below.

21.2 Mandatory Individual Arbitration

Except where prohibited by law, any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or your relationship with 0DTE Holdings shall be resolved exclusively by binding, confidential arbitration on an individual basis.

• The arbitration shall be administered by a recognized arbitration provider (e.g., the American Arbitration Association) under its applicable rules;
• The seat and location of arbitration will be Boston, Massachusetts, unless the parties mutually agree otherwise;
• The arbitration shall be conducted in English;
• The arbitrator shall have exclusive authority to determine issues of arbitrability and interpret these Terms.

21.3 Class Action Waiver

You and 0DTE Holdings agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative proceeding.

If any part of this class-action waiver is found unenforceable, the entire arbitration agreement shall be null and void, and disputes shall instead be brought exclusively in the courts specified below (on an individual, non-class basis).

21.4 Time Limit

To the extent permitted by law, any claim you have must be filed within one (1) year of the event giving rise to the claim; otherwise, the claim is permanently barred.

This section survives termination of your account or these Terms.

22. Non-Disparagement

You agree that you will not make, publish, transmit, or authorize any statement, communication, or content, whether written, oral, visual, or digital, that is false, misleading, defamatory, or disparaging toward 0DTE Holdings, its products, services, technology, personnel, partners, or affiliates.

This obligation applies to all forms of communication, including but not limited to:

• Social media posts, comments, stories, or direct messages
• Online reviews, ratings, or testimonials
• Blog posts, articles, newsletters, podcasts, videos, or livestreams
• Forum posts, community messages, or chat platforms
• Press statements, public filings, or third-party complaints
• AI-generated or assisted content that you prompt, publish, or distribute

You acknowledge and agree that statements framed as "opinions," "experiences," or "reviews" may still be considered disparaging if they contain or imply false, misleading, or unverified factual assertions or are presented in a manner intended to harm 0DTE Holdings' reputation or business interests.

Nothing in this section restricts your right to make truthful statements required by law, regulation, or valid legal process, to participate in protected whistleblower activities where legally permitted, or to give a truthful review of the Services where law protects that right.

22.1 Remedies

0DTE Holdings may, in its sole discretion:

• Require removal, correction, or retraction of any violating content
• Suspend or terminate your account without notice
• Pursue injunctive relief to prevent ongoing or threatened harm
• Seek damages and recover costs, including reasonable attorneys’ fees

You agree that any breach of this section may cause irreparable harm to 0DTE Holdings for which monetary damages may be insufficient.

22.2 Survival

This Non-Disparagement section survives termination of your account or cessation of use of the Services.

23. Injunctive Relief & Additional Remedies

Notwithstanding the arbitration provision, you agree that 0DTE Holdings may seek temporary, preliminary, or permanent injunctive relief or other equitable remedies in a court of competent jurisdiction to prevent or stop actual or threatened misuse of the Services, infringement of intellectual property, or other harm that cannot be adequately remedied by monetary damages alone.

You consent to the exclusive jurisdiction and venue of the state and federal courts located in Boston, Massachusetts for such actions and waive any objection to such courts' jurisdiction or venue.

24. Governing Law & Venue

These Terms and any dispute arising out of or related to them, the Services, or your relationship with 0DTE Holdings shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of laws principles.

To the extent any claim is permitted to be brought in court rather than arbitration, such claim shall be brought exclusively in the state or federal courts located in Massachusetts, and you irrevocably consent to personal jurisdiction in such courts and waive any objection based on improper venue or forum non conveniens.

25. Force Majeure

0DTE Holdings shall not be liable for any delay or failure to perform due to events beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, strikes, labor disputes, internet or telecommunication failures, failures or withdrawal of service by model providers or hosting providers, or government actions.

26. Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. 0DTE Holdings may freely assign or transfer its rights and obligations under these Terms without restriction.

27. Electronic Communications & Signatures

You agree that all communications between you and 0DTE Holdings, including agreements, notices, disclosures, and other information communicated electronically, satisfy any legal requirement that such communications be in writing.

Your actions on the Site or Platform (e.g., clicking buttons labeled "Sign Up," "Start Subscription," "I Agree," or similar) constitute your electronic signature to these Terms and any related order forms.

28. Changes to These Terms

We may update or modify these Terms from time to time. When we do, we will revise the "Last Updated" date at the top and may post a notice on the Site or email you.

Your continued use of the Services after changes become effective constitutes your acceptance of the revised Terms. If you do not agree to the changes, you must stop using the Services.

29. Your Additional Representations & Warranties

In addition to other representations in these Terms, you represent and warrant that:

• All information you provide to 0DTE Holdings is true, accurate, and complete;
• You are not currently the subject of any government investigation, enforcement action, or lawsuit that would materially impact your ability to comply with these Terms;
• You will promptly notify 0DTE Holdings if you become the subject of any such investigation or legal action related to your business practices;
• You are not located in, or a resident of, a country or region subject to comprehensive trade sanctions, and you are not on any restricted-party list.

30. Termination

30.1 By 0DTE Holdings

We may, at any time and in our sole discretion:

• Suspend, limit, or terminate your access to the Services, with or without notice;
• Take published apps offline;
• Terminate inactive or non-paying accounts.

30.2 By You

You may terminate your account at any time from Settings or by contacting us. Termination does not entitle you to any refund unless expressly provided for in section 8.6.

30.3 Effect of Termination

Upon termination:

• Your right to access the Services immediately ceases;
• Published apps are taken offline;
• We may delete or restrict access to your account, your projects, and associated data after a grace period of at least fourteen (14) days, subject to our legal obligations. Export what you want to keep before you close your account;
• Provisions that by their nature should survive (including limitations of liability, disclaimers, indemnification, dispute resolution, non-disparagement, and ownership provisions) will remain in effect.

31. No Waiver

Any failure by 0DTE Holdings to enforce any right or provision of these Terms shall not be deemed a waiver of that or any other right or provision. A waiver is effective only if in writing and signed by an authorized representative of 0DTE Holdings.

32. Severability & Entire Agreement

If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

These Terms, together with the Privacy Policy, any DPA, and any additional terms or order forms expressly referencing these Terms, constitute the entire agreement between you and 0DTE Holdings regarding the Services and supersede all prior or contemporaneous understandings, whether written or oral.

33. Contacting 0DTE Holdings

If you have questions about these Terms or the Services, you can contact us at:

• Email: support@getripping.com
• By post: 5830 E 2nd St, Ste 7000 #20884, Casper, WY 82609

We may provide notices to you via email, through the Services, or by posting on the Site.

0DTE Holdings, a Wyoming limited liability company.